Apart from Darth Vader, the Daleks and the Abominable Snowman, there are few things in life more scary than HMRC. The people who work there are notoriously humourless and, as well as being focused on collecting your money, they possess wide and draconian statutory powers. Accordingly, complaining to HMRC can feel incredibly daunting – but, importantly, […]
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Have you ever been refused a loan, a mortgage or a credit card for no apparent reason? Beyond being extremely frustrating, this problem can feel impossible to figure out, let alone resolve. However, I’m here to tell you that, if this happens, it is most likely that a Credit Reference Agency (CRA) is behind it.
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There has been much talk in the media about a new era of collective redress in this country. What is the discussion all about and what does it mean for you and other ordinary consumers? Historically, it has been very difficult in the United Kingdom for large numbers of individuals to bring a claim in
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